Small Business Insurance

If you operate your own business in the UK you will need small business insurance. This will often include covers such as public liability insurance and employers liability insurance.

ContractorsCompare.com can help you arrange cover for public liability insurance and employers liability insurance

By having small business insurance cover you are protecting your business and livelihood. Would you survive in business if you were forced to meet the costs of any claims yourself?

Public Liability Insurance

If you were to damage the property of a customer or injure a member of the public then you could be faced with financial ruin. Personal Injury damages can run into tens of thousands of pounds in addition to the cost of using a solicitor to defend your case. When you arrange public liability insurance this is all taken care of by your insurance company.

• Compare quotes for public liability insurance for tradesmen
• Read more about public liability insurance for small businesses

Employers Liability Insurance

When you employ staff or use labour only sub contractors you need to arrange Employers Liability Insurance. This a legal requirement under leglisation as defined in the Employer's Liability (Compulsory Insurance) Act 1969 . The minimum level of cover you must arrange is £5 million but all insurers in the UK offer £10 million as standard.

• Compare quotes for employers liability insurance for tradesmen
• Read more about employers liability insurance for small businesses.

Tools & Equipment Insurance

If you use your own tools and equipment then you may need to consider insuring them for loss, damage or theft. This can be included under same small business insurance policy as your public liability and employers liability cover.